Veteran Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. Get Your Quote Learn More OverviewVA Loan OverviewThe VA loan program began in 1944 to assist Veterans in becoming homeowners. VA Loan ProcessLearn what happens as you progress through your VA loan process. Why a VA MortgageVA loan benefit is a great way to purchase a home with no money down. VA Loan EligibilityTo use the VA loan, you must meet ONE of the following requirements. VA Loan RatesRates are generally lower with a VA loan than a conventional mortgage. PurchaseVA Loan Purchase OptionsVeterans are given many financing options when it comes to purchasing a home. VA Loan First Time Home BuyerPurchasing your first home is a big accomplishment. RefinanceVA Loan Refinance OptionsYou already own the home but are just seeking better financing. Cash-Out RefinancingRefinance your home loan and tap into the equity. Streamline (IRRRL) Refinancingtake advantage of a low interest rate while still keeping a VA loan. Get started today! Fill out the questionnaire on this page to start a discussion about your mortgage needs today! Please enable JavaScript in your browser to complete this form.Please enable JavaScript in your browser to complete this form. - Step 1 of 26What are your goals?We are committed to helping you reach them.Purchase or RefinanceI want to purchaseI want to refinanceNextWhy do you want to refinance?Lower my rateTake cash outPay off debtsChange loan termotherBackNextWhat is your (or your spouse's) branch of military service?ArmyMarine CorpsNavyAir ForceCoast GuardNational GuardMilitary SpouseOther VA EligibilityNo Military ExperienceBackNextRegular Military, Reserves, or National Guard?Regular MilitaryReservesNational GuardIf multiple, select the option that best describes the majority of your military service.BackNextAre you or your spouse currently serving?Currently ServingSeparatedNextWhere are you currently stationed?Inside the U.S.Outside the U.S.NextWhat is the estimated value of your property? Selected Value: $0 Use the slider to select the price range of homes you're interested in (it's OK to estimate)What is the approximate purchase price of the new property? Selected Value: $0 (It's OK to estimate)BackNextHave you received orders to PCS?No, this is not a PCS moveYes, this is a PCS moveNextWhat type of home is it? Single Family Townhouse Condominium Multi-Family Mobile New Construction BackNextWhat is the use of the home?Primary ResidenceVacation PropertyInvestment PropertyBackNext email or current Where are you in the home buying process?Signed a purchase contractFound a homeLooking to buy within one monthLooking to buy in 1 to 3 monthsLooking to buy in more than 3 monthsBackNextDo you currently own a home?Yes, I ownNo, I am rentingNo, other arrangementsNextIs this your first time purchasing a home?YesNoBackNextHow much do you have for a down payment? Selected Value: $0 (It's OK to estimate)What is the balance of your first mortgage? Selected Value: $0 (It's OK to estimate)BackNextWhat is the interest rate of your first mortgage? Selected Value: 0 (It's OK to estimate)BackNextHow much additional cash do you wish to borrow? Selected Value: $0 (It's OK to estimate or if no cash-out leave at $0)BackNextWhat is your household gross (before taxes) annual income?Less than $30,000$30,000 - $50,000$50,000 - $75,000$75,000 - $100,000Greater than $100,000BackNextWhat type of loan is your current mortgage?ConventionalVAFHAUSDAI don't knowBackNextHave you ever used a VA Loan before?YesNoNextAre you currently receiving VA Disability Income?YesNoI'd rather not sayNextDo you have a disability rating of 10% or higher from the VA?YesNoI'd rather not sayYour disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. This fee goes directly to the Department of Veterans Affairs.NextWhat is your credit score?Excellent 740+Good 700-739Average 660-699Fair 600-659Poor < 600BackNextHave you had a bankruptcy or foreclosure in the past 3 years?YesNoBackNextWhere is the home located? City or Zip CodeCity or Zip Code *BackNextWhat is your first name? *What is your last name? *BackNextWhat is your email address? *What is your phone number? *Communications Policy. *I agree to the Communications Policy.We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message & data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our Privacy PolicyBackSubmit